Categories
Loan

What you need to apply for a loan?

You can apply for a loan if you are over 18 years of age, citizenship, have Internet access and have an individual bank account with a bank operating in the country. To apply for a loan, you must also have a valid ID. When filling out the application, we will ask you for your phone number registered in the cellular network operating in the country.

You can apply for a loan if you are over 18 years of age, citizenship, have Internet access and have an individual bank account with a bank operating in the country. To apply for a loan, you must also have a valid ID. When filling out the application, we will ask you for your phone number registered in the cellular network operating in the country.

We have no upper age limit for the borrower.

Why do I need to provide my personal ID details when applying for a loan?

Why do I need to provide my personal ID details when applying for a loan?

We will ask you to enter the series and ID number, as well as to provide the date of issue. The expiry date of the document will be filled in automatically, which you can see on the screen of the device on which you will apply for the loan.

Data from the ID card: series and number as well as the date of issue and validity are needed to check your data, among others in external databases. That is why it is important to keep your ID document up to date. Make sure the expiration date has not yet passed. Otherwise you will not be able to complete the application.

What should I do if an error occurs while completing the application?

What should I do if an error occurs while completing the application

If after completing the “Data” form an error message was displayed: We do not know this name. Make sure you enter them correctly as spelled in your ID card or contact us.

Check if:

  • you entered the first / last name in uppercase
  • you used characters correctly
  • you didn’t use diminutive
  • you kept the spelling exactly as in your ID card.

It may happen that your name is rare and we cannot verify it. In this case, please contact the consultant urgently, who will help solve this problem while completing the application.

Is an income certificate required when applying for a loan?

Is an income certificate required when applying for a loan

When completing income data, please enter truthful information. By default, we do not require employment certificates or documents confirming the amount of earnings that you will declare when applying for the first loan.

We reserve, however, that there may be situations in which we ask you to document your income. Then you will need to send additional documents. You will learn about it by phone and our employee will give you detailed instructions during the conversation.